A VCC (Virtual Credit Card) Generator is an online tool used to create authentic credit card numbers or details that can be used on online stores and payment gateways. To generate your virtual credit cards, you need to sign up on any credit card generator platform of your choice and fill in your details—which may include your billing information in other to pay for the VCC (Virtual credit card) that you want to generate.
3 Reasons You Should Consider Using Virtual Credit Card Generators
● Security
● Pre-testing
● Easy payments
● Effective card monitoring and tracking
● Multiple payment options
● More owner control
● Convenient international transactions
Security
Virtual Credit Card Generators allow you to create a virtual credit card based on actual credit card numbers. That means that the card numbers generated are not guesswork; they are numbers made through the route in which standard credit numbers are created.
That will give you security because you will have acceptable credit card numbers that you can fill on websites while keeping your main bank account or personal information safe from possible hackers on that website.
You can generate a virtual credit card without any money in it. With this, you can fill in your VCC information and get through the payment gateway to know what’s behind the payment wall. That allows you to be able to verify whether a vendor delivers on his promises or not.
Pre-testing
You can generate dummy/fake virtual cards to test your website before launching it.
The dummy credit card numbers can also come in handy for creating illustrative guides on your website that explains how a web browser or user can go ahead to complete a payment task on your website.
Easy Payments
Virtual Cards are a very convenient payment method that can save your time and money. Since virtual cards are 100% digital, there is no fear of misplacing them. Your credit card numbers or information can be stored on your phone.
Virtual Card Generators are very beneficial for creating authentic digital (virtual) cards that you can use to pay or subscribe for items on major storefronts and major advertisement platforms like Google ads, Facebook ads, LinkedIn, and Twitter ads.
Some countries do not allow their citizens to own acceptable physical cards that can be used to complete online transactions. VCC generators can help you create cards specifically tailored to your needs that you can use to make payments on even locally restricted platforms.
Effective card monitoring and tracking
Most virtual credit card generators, either real or fake, always function as web apps or mobile apps. These apps come with unique features that will help you track many things about your virtual cards. Some of the things you can track and monitor are the creation and expiry date, usage, amount of money spent, amount of funds received, and so on…
Yes, you can also track the amount of money received. It’s interesting to note that many Fintech companies are now trying to launch virtual cards for their users to keep up with the customer demand of traffic and advertisement—which requires them to be able to pay in foreign currency.
Fintech companies are racing to generate virtual cards for their users, which is a massive plus for virtual card seekers. This is because the Fintech companies often always include the ability to receive payments into their virtual cards. An example is Barter by Flutterwave, a virtual credit card generator that also works for US Citizens
Multiple Payment Options
Owning a virtual card is a great way to increase your payment options online. Since you already own a physical credit card, owning a virtual card gives you more payment options that you can use online.
Many of the virtual Card Generator platforms allow you to generate as many Virtual Cards as possible.
More Owner Control
Virtual cards can give you more control of your expenses than your local/physical credit cards. This is because virtual cards are more focused on online consumption. And this affects how well they roll in features to help their users achieve their desired results.
For instance, with virtual cards, you can even add a spending limit on your card; you can terminate a card whenever you want. And all your card details are kept securely only on your device, which gives you more sense of control.
Convenient International Transactions
Transacting internationally by using your local banks can often come with difficulty and cost more money. But going through a third party like Virtual Card Generators for real virtual credit cards can ease your burden.
As a US Citizen, you may have a credit card in the US Dollars but choose to pay for an online product in another currency—may be because the currency is cheaper.
Virtual cards are a reliable way to achieve this. Depending on the VCC generator platform that you are using, you will be able to specify what currency you want your Virtual Card created in.
How Do You Generate Your Own VCC With Virtual Credit Card Generators?
First, you need to determine what type of VCC (virtual credit card) you want to get. Is it a fake VCC or a real VCC? The type of Virtual Credit Card you should get will be dependent on what you want to achieve with the card.
Once you have decided what type of card you need, you will need to surf the internet to discover the best Virtual Credit Card Generators that can help you achieve that in your locality—this is because credit card generators often work based on locations or countries.
Once you have done that, you can sign up on the website and follow the necessary process to generate your virtual credit cards. It may not be free, so get prepared to pay a small fee for the creation process.
What’s the maximum amount of money I can spend with a virtual credit card?
This may depend on your country and the virtual credit card generator you are using. Some countries set a limit threshold for international payments. So, your credit card generator may be working with this limit. But to be sure, make sure to cross-check with your virtual credit card generator.
Conclusion
Virtual credit card generators are software tools that help you create virtual cards by generating credit card numbers accepted anywhere in the world. You can choose to either create a fake virtual card or a real virtual card, but what matters is that you use it wisely and not fraudulently. Switching from physical cards to virtual cards may be the best choice you have ever made, depending on your needs for the virtual card and how frequently you make online transactions.
- Can I own or create a virtual card?
Yes, using tools like Blur and US Unlocked, you can create a virtual card that you can use on your phone
- How Can I get a Free virtual card?
There are also free platforms that allow you to create free virtual cards that you can use. Examples are US Unlocked, Open.money, Blur, and so on. But make sure to research the limitations in these open-source platforms
- Do credit card generators work?
You can create fake credit cards and real credit cards, depending on the virtual card generator you use. So, yes, they work if you generate real authentic virtual credit cards
- Are VCC generators legal?
Yes, as long as you are not using fake credit cards to get paid products for free intentionally. Only use fake virtual cards when you want to test.
