Wawa Credit Card Review:-
There are approx 800 Wawa stores all over the United States, so if you happen to be someone to frequent Wawa, getting a Wawa credit card is worth it for its rewards on fuel purchases. However, the amount of bucks you can save with this card is limited, and it’s best to look for alternatives if you don’t live near a Wawa store.
Wawa Credit Card Benefits:-
Wawa credit card offers several benefits,
Annual Fee:- $0 annual fee. You don’t need to pay any yearly fee for a Wawa credit card. Fuel Purchase Discount:- During your first gas billing cycle with a Wawa credit card, you will receive a credit of 50 cents per gallon up to 100 gallons. After the first cycle is over, the credit takes an unimpressive drop of 5 cents per gallon up to 100 gallons per billing cycle. Wawa Credit Card Reward Programme:- Participating in the program requires no registration fees and lets users buy a Wawa rewards coupon for every $50 spent on eligible Wawa product purchases. Rebates On Purchases:- Wawa credit card allows 10% rebates for in-store purchases and 2% everywhere else for the first 60 days. Afterward, the card offers 3% rebates on Wawa store purchases and 1% on other retail store purchases. Reporting To Bureaus:- Wawa credit card reports to major credit card bureaus. This means, that using a Wawa credit card can help you increase your credit score.
Wawa Credit Card Cons Or Drawbacks:- However, there are also several drawbacks of the Wawa credit cards, that one should take into consideration before deciding whether it’s the right option or not.
Higher APR compared to other credit cards. Users need a good or excellent credit score to be able to apply for a Wawa credit card. One can not earn rewards on every purchase. There is a cap of $60 on annual rewards.
How To Sign Up For A Wawa Credit Card?
Follow the instructions step by step to apply for a Wawa credit card,
Visit the Wawa official site – Search “Wawa credit card” on google and go to the first link. Click on “Apply Now” to start the process. The site will lead you to a form asking you to fill in information such as name, address, contact info, and so on. Fill each and every fill field precisely. Review the form. Next click on continue. Go through the terms and conditions and click submit.
Your application will be submitted successfully. Sit back and wait for your application decision.
Wawa Credit Card Approval Requirement:- Wawa credit card requires a good or excellent credit score as mentioned before. The official site doesn’t mention any minimum score as a threshold to be approved.
A score above 630 puts you into consideration. With this score, you would have a small amount of probability of approval. With a score of 670, the chance gets fairly high. Any score above 700 ensures that your card will be approved.
You should remember, that a credit card score isn’t everything. They also look into your payment history, late fees, and debts. You might look for alternatives in case you aren’t certain about being able to successfully sign up for a Wawa credit card.
Is Wawa Credit Card The Right Choice For Me?:- The previous sections of this article thoroughly described the pros and cons of a Wawa credit card. So is the card suitable for you?
The late fees can go up to $38 – $40. Therefore if one is not certain about making payments on time Wawa credit card isn’t a good option. One can use the card only in stores under Wawa. If you live near Wawa stores, then it’s a good option. Otherwise, it will largely limit your opinion. After the introductory phase, the cashback and rewards noticeably decrease. It’s best to try out other cards if you are looking for attractive cashback offers and so on.
Conclusions:-
Wawa credit card has limited reward options but offers attractive introductory offers on gas purchases. A Wawa card is usable only in Wawa stores. The user needs a fair to excellent credit score for approval. Overall it’s not really the best choice of credit cards out there.
Does Wawa credit card charge an annual fee?
No annual fee is needed for the Wawa credit card.
What credit score is required for a Wawa credit card?
A credit score in the range of 630-700 or above is required for approval. This range is an average of accepted users’ scores. The site itself doesn’t provide a minimum score.
